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For qualifying debt taken out on or earlier than December 15, 2017, you can only deduct residence mortgage curiosity on as much as $1 million ($500,000 if you're married filing separately) of that debt. "A repair keeps the house in good working order. Here's what you have to find out about what initiatives qualify for residence fairness loan tax deductions, and which do There's no deduction for repairs. Right Here are some well-liked residence enhancements that may qualify for the deduction. Improvements improve the value, or foundation, of the house." Enhancements that help your personal home adapt to new makes use of may qualify for the house fairness loan tax deductions.